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- Borrowing
Borrowing
With the right advice, your assets may become more than you imagined.
- Your fixed-income portfolio may become a source of standby funds, for times that are less fixed.
- Your personal investments may be leveraged to support your biggest investment - your business.
Because your advisor gets to know you and the bigger picture of your entire financial life, he or she can help structure a customized approach to borrowing — one that views a loan not as a transaction but part of a strategy. A strategy to unlock value in the assets you own in order to help make new things possible.
We can help structure a customized approach to borrowing — one that views a loan not as a transaction but part of a strategy. A strategy to unlock value in the assets you own in order to help make new things possible.
"Strategy" more often applies to investments than loans. It shouldn't. We believe the ability to use your assets to create new value is the very definition of a strategic approach. It's natural that such an approach to borrowing would come from your advisor.
I need cash for:
Home Finance
Recognizing the role a home can have in your complete financial picture.
Securities Backed Finance
Leveraging marketable securities, when appropriate, is just one way to generate liquidity while staying the course on your long-term wealth management plan.
Business Finance
Understanding the unique connection between the personal and business sides of your financial life, as part of one larger financial picture.
"Strategy" more often applies to investments than loans. It shouldn't. We believe the ability to use your assets to create new value is the very definition of a strategic approach.
Our capabilities include financing or unlocking value from your home, your business, and securities based lending.
Home Loans are made by Morgan Stanley Credit Corporation or other affiliated lenders, not Morgan Stanley Smith Barney LLC. The loans referenced herein are made by Morgan Stanley Credit Corporation. A Morgan Stanley Smith Barney investment relationship does not have to be established or maintained to obtain the products and services offered as part of the Home Loans program.
Proceeds from HELOCs are not permitted to be used to purchase, trade or carry securities or to make payments on any amounts owed under the HELOC loan agreement.
These products may not be available in all states and are limited to U.S. citizens and permanent resident aliens only. Residential loans are not available in Guam, Puerto Rico and the Virgin Islands. Loans are subject to credit approval. Other restrictions may apply. Morgan Stanley Credit Corporation underwriting guidelines will apply. Loans are subject to credit application and loan approval. Rates, terms and programs are subject to change without notice.
Morgan Stanley Smith Barney LLC, 2000 Westchester Ave., Purchase, NY 10577 or its advisors are required to maintain the following mortgage broker licenses:. Arizona Mortgage Broker License No. 0910887; Licensed by The Department of Corporations under the California Finance Lenders Law (License No. 603H431); Kansas Licensed Mortgage Company No. MC.0025021; Massachusetts Mortgage Broker License No. MB 5439; Montana Mortgage Broker License No. 1769; Licensed by the New Hampshire Banking Department (License No. 14909-MBR); Licensed by the New Jersey Department of Banking and Insurance (License No. 0902628); Registered Mortgage Broker-NYS Banking Department (Registration No. A007331). Mortgage brokers may not make loans.
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For more information, please contact your Financial Advisor.